Tuesday, the 19th of January
Lesson 1
Join the lesson in Zoom at 8.45
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Время: 19 янв. 2021 08:45 AM Хельсинки
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Lesson 2
1. Complete the sentences with the correct
prepositions.
a)
We’re spending a lot more ……. food than we used to.
b)
We can always borrow some money ……. the bank.
c)
Don't waste your money ……. such purchases.
d)
Banks are willing to lend large amounts of money ……. people starting up businesses.
e)
I’m going to invest my savings ……. this project.
f)
How can I cut down ……. clothing costs?
2. Where does your money normally go? Discuss which of
these things you spend the most money on.
• ordering
takeout
• paying utility
bills
• going out with
friends
• grocery
shopping
• transportation
• clothes
• holidays
• renting a room
or a flat
3. Match words and phrases in bold to the correct
meanings below.
1) I feel that I
sometimes overspend on
a. coffee.
b. eating out.
c.
entertainment.
2) When I do the
shopping,
a. I have a list
of items I need.
b. I remember
what I should buy.
c. I think while
I’m in the shop what I want to buy.
3) When I buy
online,
a. I spend time
looking for the best deals.
b. I only buy in
the one shop I know and trust.
c. I buy many
more items than I want.
4) To keep myself on budget,
a. I write down
all of my purchases.
b. I cut down on
some expenses at the end of the
month.
c. I use cash
instead of a credit card.
5) You want to
save some money. You know that you waste too much money on gas driving to work.
The most cost-effective means of
transport would be a bike. What do you do?
a. I bike to
work.
b. I save on
other things because I love driving.
c. I find a
colleague to drive with and share gas costs.
6) You are going
to buy some groceries, but enter a clothes shop and see an amazing pair of
jeans for $100. What do you do?
a. I buy them on impulse.
b. I have so
many pairs of jeans, so I don’t buy them.
c. I take a
photo and wait until the sale season.
7) You want to
go to your friend’s house by Uber. If you take Uber now, you’ll be charged more, but if you wait some time
the price might be lower. What do you do?
a. I go now
because I don’t want to wait.
b. I wait a
couple of minutes to spend less money.
c. I decide to
use public transport and arrive a bit later.
8) What trade-off would you accept if you wanted
to save money for holidays?
a. Not ordering
takeout for one year
b. Cycling
instead of driving to work for half a year
c. Partying at
home instead of going out for a half a year
MEANINGS:
• it means that
something is good value for the amount of money paid
• a compromise
• to ask an
amount of money for something
• an individual
thing
• to spend more
money than you should or more than you wanted to
• because you
suddenly want to, although you haven't planned to
• to spend only
as much money as you have
• a good, or
lower than usual, price
• a cost
Lesson 3
4. Look at four words below. How can you save some
money in these areas?
- shopping
- home
- transportation
- entertainment
5. Watch an interactive video and answer the questions
that will appear on the screen.
6. Fill in the gaps with words from the box and discuss
the sentences.
|
discounts |
cost-effective |
budget |
|
impulse |
cut |
expenses |
• Buying things
on …………… is something spenders often do.
• It’s important
to save money on everyday …………… .
• Look for ways
to save on the things that are less important to you, to keep yourself on ……………
.
• When you go
shopping always look for …………… but don’t buy things which are not on your
shopping list.
• The best way
to save money is to write down how you spend your money in a month and ……………
down on some big expenses.
• Public
transport is not really a …………… method of transport if you have a family.